today about how to find the best annuity companies. What you want to do, is do your research,
and insurance companies are the companies that do manage annuities. What you can do
is go on to rating services on the web. The best rating services to check out are Standard
and Poor's, you can just basically google that and get Standard and Poor's.
There's
also the Best Rating Agency, just like it sounds, Best, there's Moody's, and there's
also Fitch, F-i-t-c-h. If you find an insurance professional and he's licensed, he should
be able to provide all the ratings from the best insurance companies for you. Then you
can independently verify the ratings that you were given by the insurance commissioner
in the state that you live. Of course, you can call the insurance commissioner and verify
the company by name and they will tell you what the ratings are and if there's any problems
with that company for operating in the state that you live in.
Ratings are very important
because it shows the reserve of capital that the insurance company has for the amount of
policies and annuities that it has outstanding. The higher the rating, the higher the reserves
which means the more safety that you have using your annuities. This is Patrick Munro
talking about the very best ratings of insurance companies..
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